Your personal contribution can be constituted by your savings, a donation or small loans or aid to which you can claim.
Be sure to choose the accommodation that suits you
Once you know your budget, you can start looking at real estate agencies to find the right place for you. The real estate agent will note your requirements and your criteria and will help you find the accommodations which correspond to you among the mandates which are in progress. When you visit a property that you like, remember to study everything in-depth, inspect every corner, ask the seller questions so as not to miss any crippling defect for you. Take the time to tour the entire neighbourhood and come back at different times of the day or even at night. Indeed, we can sometimes discover nuisances at certain times of the day and not at others. For Mont Kiara property this is important. Additionally, you can also check out the Desa Park City condo for rent.
Effectively negotiate the selling price of the property
It is normal to want to negotiate the price of a home, and the real estate agent can also support you in this process. In the meantime, if possible, you should be able to explain to the seller why you think their accommodation deserves a discount. So try to show him where you think work is needed, focus on the electrical system that is not up to standards, on the insulation that needs to be reinforced, on the single-glazed windows, on the coverings to refresh, the arrangement of atypical rooms, etc. Either way, stay reasonable and refer to the neighbourhood real estate market and the price of that type of housing to find out if the price is really overestimated.
The signing of a preliminary contract (compromise or promise to sell) is systematic, but the two do not imply the same rules. Take the time to study the pros and cons of each of these two types of pre-contract.
Plan for financing adapted to your project
If you have found the accommodation of your dreams and have signed a preliminary contract, you must submit your loan application as soon as possible, since you benefit from a period of 2 to 3 months after signing the pre-contract to obtain this loan. To compare the offers of different establishments and choose the most suitable loan term. Indeed, you will have the choice between lower monthly payments over a longer period, or conversely a shortened loan period and high monthly payments. Weigh the pros and cons and also closely study loan insurance to make sure it is right for your profile, and know that you can choose the most advantageous insurance for yourself by taking advantage of the delegation.
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